Salary Calculator Philippines | Net Pay Estimator

Free Financial Tool

MonthlyAnnual

Gross taxable income (monthly)

Non-taxable income (monthly)

De minimis, exclusions, or other income not subject to tax (added to take-home).

Gross taxable income (monthly)—

Non-taxable income (monthly)—

SSS—

PhilHealth—

Pag-IBIG—

Total contributions—

Withholding tax (monthly)—

Net pay (monthly)—

Net pay (semi-monthly)—

Frequently Asked Questions

What does this salary calculator estimate?

It estimates take-home pay by calculating SSS, PhilHealth, and Pag-IBIG contributions, then estimating withholding tax, and finally adding any non-taxable income you enter.

Does it include SSS, PhilHealth, and Pag-IBIG deductions?

Yes. The calculator computes SSS, PhilHealth, and Pag-IBIG based on your gross taxable income inputs, then uses those deductions to produce the net pay estimate.

Why might my result differ from my payslip?

Your payslip may include additional adjustments, different exemptions, and payroll rounding. Use this tool as an estimate and compare the main deductions (contributions and withholding tax) with your payslip.

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How Salary Is Calculated in the Philippines

Gross Taxable Income

Basic pay, overtime, holiday pay
Night differential and commissions
Bonuses and taxable allowances

Gross Taxable Income = Taxable earnings before deductions

Non-Taxable Income

De minimis benefits
Rice / uniform / laundry allowances
Medical cash benefits within allowed thresholds

Some benefits remain tax-exempt only within annual ceilings. If cumulative Year-to-Date (YTD) amounts exceed thresholds, excess becomes taxable.

Example: 13th month pay + bonuses are exempt only up to ₱90,000 annually.

Mandatory Deductions

Deduction	Rule
SSS	Salary bracket
PhilHealth	% of salary
Pag-IBIG	2% ceiling
Tax	TRAIN table

Official Government References

This salary calculator estimates take-home pay using current Philippine government contribution tables and withholding tax brackets. Actual payroll may vary depending on employer payroll setup, year-to-date adjustments, benefit classifications, and taxable thresholds.